Our Team

James Flude joined Lancashire in January 2014 as Head of Energy and Marine underwriting having worked at the Watkins Syndicate for over 14 years, most recently as Energy Underwriter and Account Manager. Whilst at Watkins he spent 5 years working as the Energy Underwriter in Singapore as part of the Lloyd’s Asia platform where he had responsibility for the upstream energy portfolio in Asia. James became Chief Underwriting Officer in 2020 and Group Chief Underwriting Officer: Insurance in 2022. He was appointed CEO of Lancashire Insurance (US) in January 2025.

Huw was previously Group Head of Specialty at Lancashire. Prior to that, he spent 18 years at Catlin / XL Catlin / Axa XL, where he held the position of Global Head of Energy, including spending two years in the US. His career in the insurance industry also includes 13 years at RSA, where he managed the Energy and Marine portfolio.

Chris joined Lancashire Insurance (US) LLC in September 2023 and is responsible for driving strategy and overall P&L for the US excess and surplus lines property business. Chris has over 25 years’ of market experience in the brokerage and underwriting space. Prior to joining Lancashire, Chris was Head of U.S. Property at Everest Insurance, and has also held senior property roles at AIG and as a property broker with Aon & Integro Insurance Brokers. Chris earned his BA in Political Science from Loyola University in Maryland.

Brian joined Lancashire Insurance (US) LLC in June 2023 and is responsible for driving strategy and managing overall P&L for the U.S. excess and surplus lines energy casualty business. Brian has over 12 years’ of market experience managing national wholesale brokerage relationships, writing both primary and excess liability for upstream, midstream, and downstream energy sectors. Prior to joining Lancashire, Brian was Senior Underwriter at AXA XL on the North America energy casualty team, and also held underwriting roles at XL Catlin and Energi Insurance, a Massachusetts based specialty MGA. Brian earned his BA in Economics from College of the Holy Cross in Worcester, MA.

Richard is the Chief Actuary of Lancashire Insurance (US) LLC and a Fellow of the Casualty Actuarial Society. Prior to joining Lancashire, Richard was Head of Energy Actuarial at AIG working across both pricing and reserving. He previously was Head of Energy Property and Liability Pricing at Axa XL and has worked across a wide variety of property, casualty and specialty classes.

Dee joined Lancashire Insurance (US) LLC as a Vice President in December 2023. Prior to joining Lancashire, Dee was a Vice President, Senior Underwriter, Team Lead Production with Swiss Re. Dee brings over 40 years experience in the insurance industry having held various underwriting and leadership positions with Lexington and The Hartford. Dee received a Bachelor of Science degree in Speech Communications from California State University at Northridge and holds an Associate in Risk Management designation.

Erika joined Lancashire Insurance (US) LLC as a Vice President in December 2023. Prior to joining Lancashire, Erika was a Vice President and Senior Underwriter at Swiss Re. Over the course of her 20 year career, Erika has held various positions at Everest Insurance, Partner Re, GenStar, AIG and XL Re. Erika received a Bachelor of Science degree in Marketing from Fairfield University and holds Chartered Property Casualty Underwriter, Associate in Surplus Lines and Associate in Commercial Underwriting designations.

Chris joined Lancashire Insurance (US) LLC as Vice President in August 2024. Prior to joining Lancashire, Chris was Senior Regional Manager Wholesale Property and National Branch head for Lexington Insurance Company. Chris brings over 36 years of insurance experience having held various underwriting and leadership positions with Swiss Re, Ren Re Insurance Underwriters, CNA Financial, The St. Paul Travelers and Industrial Risk Insurers. Chris received a Bachelor of Science degree in Business Administration from the University of Connecticut and holds a Chartered Property and Casualty Underwriters (CPCU) designation.

Wade joined Lancashire Insurance (US) LLC as a Vice President on the energy casualty team in February 2024. Prior to joining Lancashire, Wade was a Senior Underwriter at Allied World Assurance Company underwriting energy casualty business. Over the course of his 10-year career, Wade has held various positions in the insurance industry including: Primary Casualty Underwriter for Hallmark Financial; Senior Adjuster for Engle Martin; Independent Catastrophe Adjuster, National Sales Manager for Sedgwick; and Casualty Wholesale Broker for Southwest Risk Insurance. Prior to getting into Insurance, Wade served three deployments during Operation Iraqi Freedom and Operation Enduring Freedom with the United States Navy as a Primary Flight Control Tower Supervisor.

Christian joined Lancashire Insurance (US) LLC as a Vice President on the Energy Casualty team in February 2024. Prior to joining Lancashire, Christian was a Senior Underwriter at Skyward Specialty Oil & Gas. Over the course of his 29-year career in the insurance industry, Christian’s focus has been underwriting casualty lines with an emphasis on oil and gas. He is based in Texas and received a Bachelor of Science degree in Economics from University of Texas Arlington.

Kelly joined Lancashire Insurance (US) LLC in March 2024 and is responsible for supporting casualty underwriters’ quote and binding business. Prior to joining Lancashire, Kelly was a Risk Management Insurance Analyst for a major public transportation company. Other experience during her seven years in the industry include property and casualty sales at Liberty Mutual and excess and surplus lines underwriting at Westchester, A Chubb Company. She has a BA in Communications from Iona University in New York.

Peggy joined Lancashire Insurance (US) LLC in July 2024 and is responsible for supporting property underwriters’ quote and binding business. Prior to joining Lancashire, Peggy was a Senior Underwriting Analyst for Swiss Re, handling excess and surplus lines property accounts. Other experience during her 48 years in the industry includes nine years at the Hartford, as a Rater and UA, handling large casualty (WC, Auto and GL) accounts and Personal Lines; 17 years at Crum & Forster as a Senior UA, handling large casualty and property accounts; and nine years at Munich Re, as a UA, handling Treaty Reinsurance, Professional Liability, and excess and surplus lines large property accounts.

Frank joined Lancashire Insurance (US) LLC in February 2024 and will be responsible for supporting property underwriters quote and binding business. Frank has worked in the excess and surplus market for over eight years within the underwriting space. Prior to joining Lancashire, Frank was a Senior Underwriting Assistant at General Star Management Company and worked at Navigators, Inc. Frank earned his BS in Business Administration and Management from Southern Connecticut State University in Connecticut.

Elaine joined Lancashire Insurance (US) LLC in July 2024 as an Underwriting Technician within the U.S. Property Team. She is responsible for supporting the property underwriters’ policy issuance business. Elaine has a B.S. in Mathematics from the University of Texas at San Antonio.

Kathy joined Lancashire Insurance (US) LLC in June 2024 as the Finance Lead, where she oversees financial controls and reporting. Before her current role, Kathy served as the Regional Accounting Manager at PCF Insurance Services. With her 34 years of financial reporting, tax compliance and insurance experience, she brings a wealth of knowledge. She holds a Bachelor of Science in Business Administration/Accounting from Suffolk University in Boston, MA, and earned her Enrolled Agent designation with the Internal Revenue Service in 2013.

Sara joined Lancashire Insurance (US) in July 2024. Prior to joining Lancashire, Sara was an Insurance Compliance Team Lead at The Baldwin Group. Other experience during her 12 years in the industry include Personal Injury Claims, Account Management and Operations.