Lancashire Insurance US offers third party liability coverage for small to medium sized businesses in various industries including real estate, manufacturing, distribution, construction and hospitality through surplus lines brokerage services. Dedicated underwriters individually underwrite and offer tailored risk solutions on a Primary and Supported Excess basis. Primary limits up to 2/4/4 and maximum excess liability offering of $10M. Distribution is placed through appointed commercial wholesale brokers nationwide.
Coverage Offering
- General Liability (ISO) limits up to 2/4/4
- Follow Form Excess Liability (ISO) up to $10M
Additional Coverages
- Additional Insureds (ISO forms)
- Liquor Liability
- Garagekeepers Legal Liability
- Hired and Nonowned Auto Liability
- Employee Benefit Liability
- Stop Gap Coverage
- Product Withdrawal Expense
Please email submissions to: lus-generalcasualty@lancashiregroup.com.
Target Risk Appetite
Real Estate
- Lessor’s Risk – office, retail, warehouse
- Condos – commercial and residential
- Vacant properties
Manufacturing & Distribution
- Machinery and equipment
- Construction equipment/tools
- Building materials Food products
- Furniture and appliances
Construction
- Practice or project
- Commercial general contractors, artisans and trades
- Residential artisans and trades
- Install, service and repair work
Mercantile
- Department stores
- Secondhand stores
- Equipment dealers
- Rental stores
Hospitality
- Food-focused restaurants
- Full-service hotels
- Food trucks
- Caterers
Services & Logistics
- Inspectors, architects, engineers & consultants
- Janitorial contractors
- Warehouse
- Truckers GL
- Freight forwarders